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Born around 1969 in Bopa in the Mono department of south western Benin, Mrs Béatrice D. is married to Paul Koubiya, a shopkeeper in the city of Cotonou, and is the mother of two children (Anna, aged 8 and in 3rd grade, and Stéphane, aged 5, in 1st grade). She lives in Gbedjewin, a busy neighborhood of Cotonou, where she runs a business selling meals. With a great deal of experience in this field, Mrs D.'s average revenue is 7,000 CFA francs per day. Her main customers are pupils who come in for meals during their breaks. Other customers, such as apprentices, local residents, etc., also come in for their meals. With a growing number of customers and insufficient financial means to satisfy them, she is requesting this loan in order to fulfill customer expectations and, in particular, to expand her area of activity by starting to sell a number of different products.Translated from French by Sarah Llewellyn, Kiva Volunteer.
Née vers les années 1969 à BOPA dans le département du MONO au sud-ouest du BENIN, dame D. Béatrice est mariée à KOUBIYA Paul commerçant dans la ville de COTONOU et mère de 2 enfants ( Anna 8 ans en classe de CE2 et Stéphane 5 ans en classe de CI ). Elle réside à GBEDJEWIN dans un quartier populaire de COTONOU où elle exerce son activité de vente de repas. Dotée d’une grande expérience dans le domaine, dame D. Béatrice réalise en moyenne un chiffre d’affaire de 7000 Francs CFA par jour. Ses principaux clients sont les élèves qui viennent prendre son repas aux heures de pause. D’autres clients tels que les apprentis, les riverains et autres viennent également prendre son repas. Le nombre de clients étant en progression et les moyens financiers manquant pour les satisfaire, elle sollicite ce prêt pour répondre aux attentes de sa clientèle et surtout pour élargir son champ d’activités en instaurant la vente des produits divers.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 417.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Béatrice to buy 4 boxes of soap, 2 bags of rice, 2 cans of oil and 1 bag of corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 1, 2008
Apr 17, 2008
Currency Exchange Loss:
Jun 15, 2009