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Heghinar lives in Armash village with her family -- a brother, parents, and grandmother. The family runs a farm, which provides their main source of income. They grow melons, watermelons, and grapes to sell at the local markets.

Heghinar has applied for this loan to purchase fertilizer and pesticide. She will also pay for the costs connected with cultivation and hiring workers.

This loan is important for Heghinar and her family so they can improve the conditions on the farm and gather a good harvest this year.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 122
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Heghinar to pay for fertilizer, pesticide and land cultivation expenses.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 6, 2012
Currency Exchange Loss:
Jul 17, 2014