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Susanna is 62 years old. She lives in the city of Kapan. Susanna graduated from the Yerevan Pedagogical University and received a teaching degree in French language and literature. Susanna has been teaching French language and literature at a school for almost 40 years and is also involved in teaching private lessons at home. Thanks to this, she contributes the major portion of her family's income. Susanna is married and has three children: two sons and a daughter. The youngest son temporarily lives in Russia, the oldest lives with the parents and is currently unemployed, and the daughter is married and lives separately from the parents. Susanna's husband works as a forest ranger. Susanna needs a loan in the amount of 500,000 dram to repair the teaching space in her apartment and also to buy a new desk, chairs and necessary textbooks for holding her private lessons. This is Susanna's third loan from the Nor Horizon organization.
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Сусанне 62 года, она проживает в городе Капане. Сусанна окончила Ереванский педагогический университет и получила специальность преподавателя французского языка и литературы. Почти 40 лет Сусанна преподает французский язык и литературу в школе, а также занимается репетиторской деятельностью у себя дома. Благодаря этому Сусанна обеспечивает большую часть доходов своей семьи.
Сусанна замужем и у нее трое детей: два сына и дочь. Младший сын временно проживает в России, старший сын живет вместе с родителями и на данный момент он безработный, дочь замужем и живет отдельно от родителей. Муж Сусанны работает лесником.
Сусанне необходим кредит на сумму 500.000 драм для ремонта преподавательской комнаты в своей квартире, а также для покупки нового стола, стульев и необходимых учебников для проведения своих частных занятий.
Данный кредит является третьим по счету, получаемым Сусанной от организации Нор Оризон (Nor Horizon).

Additional Information

More information about this loan

This loan supports students and teachers as part of Nor Horizon’s education program. Funds can be used for partial or complete payment of expenses related to higher education for students or for teachers who need to invest in assets for their profession. By supporting this loan, you're enabling access to education for students with limited options and assisting teachers to better educate their students.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 165
    View loans »
    Armenia Loans Fundraising
  • $17,050,625
    Funds lent in using Kiva
  • 417.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Susanna to repair the teaching space in her apartment and also to buy a new desk, chairs and necessary textbooks for lessons.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 6, 2012
Currency Exchange Loss:
Jul 17, 2014