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Svetlana lives in Dastakert town with her husband, son and daughter. The family has a farm, where they raise their three cows and a calf, as well as grow potatoes and walnut, apple and pear trees. Svetlana would like to start sheep breeding, for which she wants to purchase 10 sheep. In addition, she plans to hire workers to cut the grass on the farm, which she will use as forage to feed the livestock.

This loan will help Svetlana to earn additional income from sheep breeding and to keep the farm running, which will provide financial stability for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Svetlana to pay for 10 sheep and cutting the grass.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 6, 2012
Currency Exchange Loss:
Oct 17, 2013