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Kuluiypa is 55 years old, she is a widow and mother of two children. As a main source of income for her family Kuluiypa has been doing animal husbandry for twenty years which she started with an amount of 1,000 som. Because of her hard work Kuluiypa now has fifteen sheep, five cows and a calf, three goats and three horses as well as a sale of milk and dairy products which brings around 4,000 som a month.

With a goal to further grow her business Kuluiypa has come to Bai Tushum and Partners for a loan in the amount of 50,000 KGS to buy additional heads of cattle. She plans to invest the income from the loan into renovation of her house.
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Кулуйпе 55 лет, вдова, мать 2 детей. В качестве основного источника дохода для своей семьи, Кулуйпа на протяжении 20 лет занимается животноводством, начав этот бизнес с суммы 1,000 сом. Благодаря упорному труду Кулуйпы в ее хозяйстве на сегодняшний день имеется 15 овец, 5 коров и теленок, 3 козы и 3 лошади, продажа молока и молочных продуктов приносит около 4,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Кулуйпа обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Кулуйпа планирует вложить в ремонт своего дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Kuluiypa to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jul 5, 2012
Currency Exchange Loss:
Jun 17, 2013