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Saliya is 54 years old, she is married and has seven children. She has been doing animal husbandry and field crop cultivation for 35 years as a main source of income for her family, a business which she began with an amount of 6,000 som. Because of her hard work Saliya now has ten sheep, two cows and a calf, four goats and two horses with the sale of milk and dairy products which brings her around 15,000 som (KGS) a month.

Saliya has come to Bai Tushum and Partners for a loan in the amount of 100,000 KGS with a goal to further grow her business and buy additional heads of cattle. She plans to invest the profit from the loan to pay for her youngest son's education.
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Салие 54 года, замужем, мать 7 детей. В качестве основного источника дохода для своей семьи, Салия на протяжении 35 лет занимается животноводством и полеводством, начав этот бизнес с суммы 6,000 сом. Благодаря упорному труду Салии в ее хозяйстве на сегодняшний день имеется 10 овец, 2 коровы и теленок, 4 коз и 2 лошади, продажа молока и молочных продуктов приносит около 15,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Салия обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Салия планирует вложить в оплату обучения младшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,125 helped Saliya to purchase livestock.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jul 5, 2012
Currency Exchange Loss:
Aug 4, 2012