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Gloria Maria
Gloria lives in the northern portion of Guayaquil known as Las Orquídeas. She is 43 and makes a living selling beauty products and clothing by catalog. She has had this business for 2 years, and she started it out of necessity since she is the single mother of 3 children. She manages the business alone and during various hours since she makes her sales trips when her children are in school. Sometimes her youngest son goes with her since he is not in school. With this loan, Gloria will buy clothing, cosmetics, and costume jewelry, products that she will sell among family members, friends, and acquaintances. In the future, she hopes to bu a car and to improve the house where she lives.
View original language description ↓
Gloria vive en el sector norte de Guayaquil conocido como las Orquídeas, tiene 43 años y se dedica a la venta de productos de belleza y ropa por catálogos. Tiene 2 años dedicándose a ese negocio el cual lo empezó por la necesidad ya que es madre soltera de 3 niños. Maneja el negocio ella sola en diferentes horarios ya que realiza sus recorridos cuando sus hijos están en clases, a veces va acompañada de su hijo menor ya que no asiste a la escuela. Con el préstamo Gloria comprar ropa, cosméticos y bisutería los productos que comercializa entre familiares, amigos y conocidos. A futuro ella desea comprar un carro y mejorar la casa donde vive.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,075 helped Gloria Maria to buy cosmetics and costume jewelry.
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 29, 2012
Jul 8, 2012
Currency Exchange Loss:
Aug 7, 2012