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Manuel Mesias

Update on Manuel Mesias

Manuel Mesías is 30 years old, single, and has no children. He lives with his mother and other relatives in San Miguel, which is in Bolívar Province.

Manuel is a member of the Communal Bank “Patron San Miguel”, which is located in the community of Paila Loma in the canton of San Miguel. This community is 40 minutes away from the Chillanes branch office of Cooperativa San José. The members of this Communal Bank engage in agriculture and livestock breeding.

Manuel Mesías is a farmer who grows corn, beans, potatoes, blackberries, and peas. He also raises cattle, pigs, and chickens. Manuel also manages a carpentry workshop. He is requesting a loan in order to buy supplies for his crops, such as fertilizers and compost. Manuel will also buy wood and a saw. He will be able to buy fertilizers with the help of this loan. His purchases will be made in San Pablo.

Manuel dreams are to buy a plot of land and to own a house. The challenges he faces include dealing with bad weather and occasional losses.

In his free time, Manuel enjoys practicing sports and going out for walks.

View original language description ↓
Manuel Mesías tiene 30 años de edad es soltero no tiene hijos, vive con la madre y los familiares en san Miguel Provincia de bolívar.

Es integrante de la VRC PATRON SAN MIGUEL se encuentra ubicada en la comunidad Paila Loma Cantón San Miguel, a una distancia de 40 minutos a la oficina de la Cooperativa San José Agencia Chillanes, los socios se dedican a la agricultura y crianza de animales.

Manuel Mesías se dedica a la agricultura a la siembra de maíz, fréjol, papas, mora, arveja además se dedica a la cría de ganado, cerdos, pollos y tiene un taller de carpintería.

Solicita el crédito para compra de insumos para los cultivos además de fertilizantes, abonos y comprar madera, cortadora. Con la ayuda del crédito podrá comprar los fertilizantes.

Las compras lo hará en San Pablo. El sueño es poder comprar terreno, tener casa propia. Los desafíos a los que se enfrenta es el mal tiempo ocasionando pérdidas. En el tiempo libre le gusta practicar el deporte y salir a pasear.

Previous Loan Details

Manuel Mesias is 29 years old, single, and lives with his parents in the canton of Chillanes in Bolivar Province. He has no children. The members of the Communal Bank “Cooperativa Patrón San Miguel” (St. Michael’s Cooperative) meet in the neighborhood of Pailaloma, which is located 60 minu... More from Manuel Mesias's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Manuel Mesias to buy fertilizers, compost, wood, and a saw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2012
Jun 30, 2012
Currency Exchange Loss:
Jun 17, 2013