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Honronya  1 Group
In this Group: Niakoro , Kadia , Sitan , Fatoumata , Aminata , Baminata , Sitan , Barakatou , Kotimi , Badjene
The ten members of the Honronya 1 group are all married in large traditional families. On average, they are 41 years old and have three children. They all live in the village of Kondia in the Segou region (4th administrative region of Mali) and know each other through family, marriage and neighborhood ties.

In order to have some agricultural inputs at their disposal at the beginning of the rainy season, and to be able to use male labor for maintenance work, they have turned to Soro Yiriwaso and are on their third cycle of farming loan. The members of the group will grow groundnut, millet and cowpea.

Niakoro (first from the left in the standing row) is planning to use her loan to buy one bag of fertilizer, 30 kg of groundnut seeds and have her millet field plowed. She purchases her agricultural inputs at the Segou market and hires labor from the young people's association of her village.

With one hectare of land, she is expecting to produce eight bags of millet, two bags of cowpea and some foliage. In addition to cowpea foliage, part of the millet and cowpea harvest will be sold to take care of her household small day-to-day expenses, while the rest will be used for family consumption.
View original language description ↓
Les dix membres du groupe Honronya 1 sont toutes mariées dans des grandes familles traditionnelles avec en moyenne 41 ans et 3 enfants. Elles vivent toutes dans le village de Kondia dans la région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de parenté, de mariage et de voisinage. Dans le but d’avoir des intrants agricoles à leur disposition en début d’hivernage et d’utiliser la main d’œuvre masculine pour les travaux d’entretien, elles ont fait recours à Soro Yiriwaso et sont à leur 3ème cycle de prêt de campagne. Les membres du groupe vont cultiver l’arachide, le mil et le niébé.
Madame Niakoro (femme située à l’extrême gauche des clientes qui sont debout) compte utiliser son prêt pour acheter un sac d’engrais, 30 kg de semence d’arachides et faire le labour de son champ de mil. Elle se ravitaille en intrants agricoles à la foire de Ségou et en main d’œuvre avec l’association des jeunes du village. Avec une superficie de 1 hectare elle espère produire 8 sacs de mil, 2 sacs de niébé et des fanes. En plus des fanes de niébé, une partie de la production du mil et du niébé sera vendue pour gérer les petites dépenses du foyer au quotidien tandis que le reste serait auto consommée en famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 46
    View loans »
    Mali Loans Fundraising
  • $11,964,150
    Funds lent in using Kiva
  • 525.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Honronya 1 Group's $500 loan helped a member to buy fertilizers and hire male labor force for plowing.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Jun 13, 2012
Aug 1, 2012
Currency Exchange Loss:
Feb 15, 2013