Update on Klever AntonioKlever Antonio is 28 years old and single. He has a son, and lives with his parents in San Miguel, Bolívar province.
He is a member of the Patron San Miguel communal bank, located in the community of Paila Loma in San Miguel canton, 40 minutes from the branch office of Cooperativa San José Agencia in Chillanes. The members work in farming and livestock-raising.
Klever Antonio grows corn, potatoes, blackberries, and also raises chickens, pigs, and is a professional driver. He is requesting the loan in order to buy seeds for corn and blackberries, as well as fertilizers and insecticides.
With the loan's help, he will be able to buy good quality seeds. His dream is to be able to have his own house. The challenge he is facing is the loss of production from crop diseases and pest infestations.
In his free time he likes to play sports and enjoy the festivals of Carnival, Patrón San Miguel, and San Francisco.
Es integrante de la VRC PATRON SAN MIGUEL se encuentra ubicada en la comunidad Paila Loma Cantón San Miguel, a una distancia de 40 minutos a la oficina de la Cooperativa San José Agencia Chillanes, los socios se dedican a la agricultura y crianza de animales.
Klever Antonio se dedica a la siembra de maíz, papas, mora, además se dedica a la cría de pollos, cerdos y es chofer profesional. Solicita el crédito para comprar semillas de maíz y mora, urea, insecticidas.
Con la ayuda del crédito podrá comprar las semillas de buena calidad. El sueño es poder tener casa propia.
Los desafíos a los que se enfrenta es la pérdida de la producción por presencia de plagas y enfermedades.
En el tiempo libre le gusta hacer deporte, disfrutar de las festividades del carnaval, Patrón San Miguel, San Francisco.
Previous Loan DetailsKlever Antonio is 27 years old, single, and lives with his parents in the canton of Chillanes in Bolivar Province. He has no children. The members of the Communal Bank “Cooperativa Patrón San Miguel” (St. Michael’s Cooperative) meet in the neighborhood of Pailaloma, which is located 60 minut... More from Klever Antonio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid