Check out some available loans that are similar to this one!
Zafar was born in 1967. He is married and has three children. Six years ago, Zafar didn't yet have a store. He started his business near his home in a small kiosk with low turnover. In time, he increased his capital and rented a small store. His wife supports him in his business by working in the store as a sales clerk. He and his wife dream to one day get their son and daughters settled in their own lives. One of their daughters is studying in a medical institute in a different city, and they are also saving money for her education.

Since it's now summer and very hot--the season for cold drinks and ice cream--they want to use their loan to purchase a refrigerator for their store. They are grateful for your financial support.
View original language description ↓
Зафар 1967 года рождения, женат имеет 3 детей. Шесть лет назад Зафар начинал свой бизнес с малого оборота, в то время у него не было магазина, он торговал возле своего дома в небольшом ларьке. Со временем он увеличил свой капитал и арендовал небольшой магазин. Его жена поддерживает в бизнесе работая в этом же магазине продавщицей. Они с женой мечтают в будущем хорошо обустроить своих дочерей и сына, также одна из дочерей учиться в другом городе в медицинском институте, они также копят денежные средства на ее обучение. Так как сейчас лето и очень жарко, сезон напитков и мороженного, на полученный кредит он хочет приобрести холодильник в свой магазин. Они благодарны за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Zafar to purchase a refrigerator for ice cream and drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 2, 2012
Currency Exchange Loss:
Jan 15, 2013