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Lilya is involved in agriculture. She runs a farm where she cultivates land, keeps an orchard of grape trees, and breeds chickens.

Lilya needs sufficient funds to cultivate the trees and plants on her farm to ensure their stable growth. With the loan's help, Lilya plans to purchase medicine and six bags of fertilizer. This is important for Lilya to gather a rich harvest, from the sales of which she gets the main income for her family.

Lilya lives in Aghavnadzor village with her husband and three children. She works at the local school as a teacher, but her salary does not allow her to cover the family's costs. Growth of agriculture is important for Lilya to have a stable income and ensure access to education for her children in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Lilya to pay for medicine and six bags of fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jul 5, 2012
Currency Exchange Loss:
Dec 17, 2014