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Zamira is a participant of the "Ilim-1" group. She is 50 years old and works as a Kyrgyz language and literature teacher at the Nooken village school. To provide an additional source of income for her family, Zamira has been involved in animal husbandry and farming for 12 years, having started this business with a sum of 2,000 som. Thanks to her hard work, today her business contains five sheep and one cow, and the sales of milk and meat yield about 8,000 som per month. Additionally, Zamira works on 0.50 hectares of land, where she grows cotton and corn. In order to further develop her business, Zamira requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase additional heads of livestock and fertilizers for the soil. She plans to invest the earnings from the loan into a continued development of her business.
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Замира - участник группы «Илим - 1», ей 50 лет, работает преподавателем кыргызского языка и литературы в школе села Ноокен. В качестве дополнительного источника дохода для своей семьи, Замира на протяжении 12 лет занимается животноводством и полеводством, начав этот бизнес с суммы 2,000 сом. Благодаря упорному труду Замиры в ее хозяйстве на сегодняшний день имеется 5 овец и 1 корова, продажа молока и мяса приносит около 8,000 сом в месяц. Дополнительно, Замира обрабатывает 0,50 га земли, где выращивает хлопок и кукурузу.
В целях дальнейшего развития своего бизнеса, Замира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота и удобрений для земли. Доходы от кредита Замира планирует вложить в дальнейшее развитие хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 30
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Zamira to purchase livestock and fetilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 29, 2012
Jun 29, 2012
Currency Exchange Loss:
Dec 17, 2013