A loan of $5,900 helped a member to buy food and medications for chickens and pigs.

Unión Y Fuerza (Junín) Group's story

The Unity and Strength Communal Bank meets every fifteen days in the Junín region; this area is known for its kind and hardworking people. The best liquor in the province and in all of Ecuador is distilled here.

This is a group of people who decided to come together and form a Communal Bank, which has benefited them greatly, since with the loans they have been able to improve their small businesses. They are employed in diverse activities, such as business, the services, and food sales, among others.

In this place, we met Letty. She is 41 years old and is in a common-law marriage from which she has four children – one adult and three others ages 16, 12, and 10 years, who are still in school. Her husband works in agriculture.

In order to earn an income and help her husband with the household expenses, some years ago our friend assisted him in constructing a small farmyard where they raise pigs. Little by little, they also built a small chicken coop. She tells us that this has allowed them to help their children with school expenses. She buys the animals when they are young, raises them for three months, and later delivers them to merchants in the local market; her children and husband help her out.

This loan is for the purchase of food and medications for both the chickens and the pigs. She has been with the Communal Bank since its inception, and she likes it because of the assistance that the bank offers her. Her dream is that her children will have a good education. In the photograph is the loan supervisor; she is the woman with glasses in the center of the picture, wearing a blue and yellow shirt.

In this group: Martha Johana, Celita Moncereate, Magaly Floridalva, Deisy Auxiliadora, Martha Cecilia, Placida Trinidad, María Lorena, María Alexandra*, Tulio Alfredo, Carmen Alejandra, María Bertilina, Marcia Auxiliadora, Dolores Isabel, Marlon Mauricio, Letty Ramonita, Alexis María*
*not pictured

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Translated from Spanish by Kiva volunteer Caroline Hedel

Loan details

Lenders and lending teams

Loan details