A loan of $1,400 helped to buy cosmetics.


Silvia Sara's story

Silvia is a member of the communal bank 26-71. She lives in the city of Cuenca, which is known for its architectural beauty and its cuisine, which captivates the palates of locals and visitors alike. The people of Cuenca are warmhearted, friendly, and courteous. They still maintain the culture and traditions of the region's native peoples.

Silvia is thirty-six years old and married with three children of thirteen, ten, and one year(s) of age. Her oldest son has a disability for which he receives stimulation, and her second child, a daughter, is studying in a little school in the city. Her husband is a chauffeur by profession and lends his services driving a unit of taxis. They do not have their own home, and so live in her mother's house, with whom they share expenses.

Silvia finds herself enjoying good health, though she is worried about her son, whose health is delicate, which augments the risks of his disability. Silvia makes her living selling cosmetics, a business she has maintained for the past six years. She has seen the necessity of contributing to the family income for the well-being of her children. Silvia used the money from the earlier loan to buy cosmetics to expand the variety of her products and she has been happy with the result, since her sales are going very well and she has not had problems paying back the aforementioned loan. She will also use this loan to buy cosmetics. She likes the communal bank for providing loans quickly and without much paperwork, though due to her son's health problems it is difficult to attend the meetings.

Translated from Spanish by Kiva volunteer Kate Kremer


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