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Los Pagadores 2012 Group
In this Group: Pura , Maria Eva, Pura, Veronica, Cristian German , Sofia, Willan, Mariela, Willan, Claudia Carola, Amelia
The 'LOS PAGADORES 2012' community bank has eleven members: eight women and three men. The bank president is Verónica, who lives in Los Lotes. In the photo, she is the lady wearing a light green top. She is the only woman standing up in the line of men. She is 38 years old and has two children who are 8 and 5 years old. They are both school age.

Verónica's business is selling sausages, ham and bologna. She sells these products from a sales location in her neighborhood. This loan is her fifth from the institution. Verónica will use her loan to buy sausages and cold cuts wholesale. This will increase her working capital. She is requesting the loan so that she can continue improving her business. Verónica will use the profits she makes to continue buying cold cuts so that she can continue improving her income. Her wish for her business is to have a very well-stocked store so that she can provide her customers with a wider range of products. Verónica is a very hard-working person. She feels happy that she and her fellow group members are receiving this opportunity as many of them support their families on their own.
View original language description ↓
El Banco de emprendimiento LOS PAGADORES 2012 está compuesto por once integrantes ocho mujeres y tres varones, la presidenta del banco es la Sra. Verónica vive por la zona de Los Lotes, La presidenta del banco en la foto es la que viste blusa verde claro es la única mujer que se encuentra de pie en la fila de los varones, ella tiene 38 años y dos hijos de las edades de 5 y 8 años, todos ellos en edad escolar, La Sra. verónica se dedica a la venta de salchichas, embutidos de jamón y mortadela en su puesto de venta que se encuentra en la misma zona donde vive, este préstamo es su quinta secuencia dentro de la institución, la Sra. Verónica va a usar este préstamo para compra de salchichas y embutidos por mayor y así de esta manera incrementar su capital de trabajo, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Verónica va a utilizar los beneficios para seguir comprando embutidos y así mejorando sus ingresos, su deseo para su negocio es tener una frial muy surtida y así brindar mayor variedad de productos a su clientela. La Sra. Veronica es una persona muy trabajadora se siente feliz por la oportunidad brindada a ella ya sus compañeras de grupo ya que en algunos casos mantienen solas a sus familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,239,775
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD
A portion of Los Pagadores 2012 Group's $4,675 loan helped a member to buy sausages and cold cuts wholesale.
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 29, 2012
Jul 7, 2012
Currency Exchange Loss:
Aug 6, 2012