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Mbalu is 43 years old, married and the mother of five children who range in age from 7 to 22 years old. In 2007, she went into the business of selling food items such as oil, salt, mayonnaise, butter, flour, milk, eggs and sugar. She began this business because her parents did not send her to school, and instead had her work with her mother. Now she has a business of her own, works seven days a week, 11 hours a day, and earns about Le 748,000 a month. She is requesting a loan for Le 4,000,000 to buy more items to sell to her customers, including mayonnaise, flour, couscous, salt, shrimps and luncheon meats. In the future, Mbalu plans to open a large store so she can earn enough money to provide her children with a higher education. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Mbalu to buy more food items to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 29, 2012
Currency Exchange Loss:
Jan 15, 2013