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This is 28-year-old Darlinda. She is married and has four children aged 11, 8, 4 and 2 years. In 2009, Darlinda established a business selling wax and local printed cotton. She began her business because when she dropped out of school in form 3, she had to join her mother at work because she did not have anyone to pay her school fees. Working seven days a week and eleven hours a day, she earns about 1,500,000 Sierra Leonean leones (SLL) every month from her business. She would like to take out a loan of 5,000,000 SLL. Darlinda has already received and successfully repaid one loan, and now requires a new loan in order to buy more wax and cotton. In the future, Darlinda plans to open another outlet and even become a supplier. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 37
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Darlinda to buy more wax and cotton for her retail business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 29, 2012
Currency Exchange Loss:
May 17, 2013