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Nazira is 35 years old. In search of a source of income for her family, she started her own business of selling children's clothing in 2010. Thanks to her persistence and hard work, Nazira was able to develop her business to have a monthly income of 20,000 som (KGS). She buys merchandise valued at an average sum of 30,000 som (KGS) at a market in the capital twice per month. Today, her merchandise selection is limited and this is why Nazira requested a loan in the amount of 120,000 som (KGS) from the "Bai-Tushum and Partners" company. She plans to invest the earnings from the loan into a further development of her business.
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Назире 35 лет. В 2010 году, в поисках источника дохода для своей семьи, Назира начала свой бизнес в торговле детской одеждой. Благодаря настойчивости и упорному труду, Назира сумела развить свой бизнес с ежемесячным доходом в 20,000 сом (KGS). Товар Назира закупает на рынке столицы, приезжая 2 раза в месяц и делая закуп в среднем на 30,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Назира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS). Доходы от кредита Назира планирует вложить в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,550 helped Nazira to broaden an assortment of goods.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2012
Jun 29, 2012
Currency Exchange Loss:
Jul 29, 2012