A loan of $1,050 helped to pay for additional supplies and merchandise products needed in her business.


Teresita's story

Teresita, 65, is resident of Cavite, Philippines, and is married to Rolando, a jeepney operator. She, together with her husband, manages their household while operating a direct-selling business. At this time, she is working hard to provide income for her everyday expenses.

Teresita sells clothing, footwear, undergarments, cosmetics and other products through the popular direct-selling brands like Avon, Fullerlife, Natasha, Boardwalk, Marikina Shoe Exchange, and others. A customer's order is bought in cash by the dealer and then given to the customer who has one month to pay on credit. Dealer’s prices are lower than those in the catalogue, and these are the profits that dealers gain as their income. Her regular customers are her neighbors and the local community. She also operates a canteen. She earns a minimum of PHP 500 in sales every day.

To help her continue operation of her business, she is requesting a PHP 44, 000 loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her business income as she expands her business. Teresita hopes to expand her business soon. She faithfully meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.



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