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This is Madel, age 29, a resident of Cavite, Philippines. She is married to Rene, and the mother of two children. At this time, she is working hard to be able to send her children all the way through college. Like most Filipino parents, Madel believes that a college diploma is the best legacy parents could leave to their children.

Madel operates an internet café. Now there is more need than before for services like these as customers’ demand increases. Her main patrons are students, who use her services for school requirements. She also has people who need to rent computers for business purposes like writing a resume or office documentation, as well as people who would just love to surf the internet and use social networks. She earns a minimum of PHP 500 in profits every day.

To help her continue operating her business, she is requesting a PHP 11,000 loan. She will be utilizing the loan to buy additional computer parts and accessories needed in her business. She expects a boost in her business income as she expands her business.

Madel dreams of being able to give her children a good and high quality education through all her hard work running her business. She faithfully meets with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 318
    View loans »
    Philippines Loans Fundraising
  • $70,648,200
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Madel to pay for additional computer parts and supplies needed in her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jun 29, 2012
Currency Exchange Loss:
Oct 15, 2012