Jamat is 35 years old and lives in the town of Kibuli in the Kampala South region of Uganda. She is widowed and has 2 children who are both currently in school. For the past 2 years, Jamat has been working hard to manage her small business, selling charcoal to the local people.
To help expand her business, Jamat has requested a loan of 3,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to stock more bags of charcoal, and it will help Jamat to generate greater profits and learn to save from the profits she earns. Jamat hopes that, in the future, she will be able to have a larger area of operation.
Jamat is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Jamat who do not have enough collateral for commercial loans, but whose businesses have grown too large for microloans.
About BRAC Uganda
This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.