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Zulfiya is 37 years old, she is raising three children. Since 1998 Zulfiya has been involved in animal husbandry, she started this business with an amount of 500 som (KGS). Because of her hard work Zulfiya now has one milk cow with calves and four bulls as well as the sale of milk and dairy products which brings around 10,000 som a month.

With a goal to further grow her business Zulfiya has come to Bai Tushum and Partners for a loan in the amount of 60,000 KGS to buy a cow. She plans to invest the income from the loan into further increase of her livestock.
View original language description ↓
Зульфие 37 лет, одна воспитывает 3 детей. Зульфия с 1998 года занимается животноводством, начав этот бизнес с суммы 500 сом (KGS). Благодаря упорному труду Зульфии, в ее хозяйстве на сегодняшний день имеется 1 дойная корова с приплодом и 4 бычка, продажа молока и молочных продуктов приносит около 10,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Зульфия обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку коровы. Доходы от кредита Зульфия планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Zulfiya to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 31, 2012
Jun 27, 2012
Currency Exchange Loss:
Mar 15, 2013