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Update on Nadezhda

Nadezhda asks for a loan to purchase a batch of light summer robes for resale. Summer business is always good and there is a lot of demand for light summer robes. Nadezhda wants to purchase a batch of this clothing type to that she can capitalize on the demand and earn additional profits. Nadezhda is a active businesswoman who is always looking for new ways to improve and develop her business. Recently she branched out into a new area - sale of resort travel packages. Despite the fact that there is a lot of competition in the area Nadezhda hopes to attract clients with sale specials and flexible payment options.
View original language description ↓
Надежда просит предоставить ей кредит для закупки летних халатов. Летний бизнес идет хорошшо, спрос на халаты увеличивается и Надежде нужно закупить дополнительную партию товара, чтобы не упустить возможность получить дополнительную прибыль.

Надежда активный предприниматель, который постоянно находится в поиске и оценке новых возможностей для бизнеса. Недавно она начала развивать новое для себя направление - продажа туристических путевок. Несмотря на то, что в этом бизнесе очень высокая конкуренция, Надежда надеется привлекать клиентов за счет скидок и гибкой ценовой политики.

Previous Loan Details

Nadezhda is married and has one adult son. She is a private entrepreneur from Zaporozhye. Nadezhda runs a retail sales business selling women’s robes and men’s footwear in a local marketplace called Krytyi (Covered). She has been in this business for 16 years. Currently, her gross income is 26,00... More from Nadezhda's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nadezhda to purchase summer robes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 26, 2012
Currency Exchange Loss:
Jan 15, 2013