Luis operates a mototaxi business. He started the business with help from his mother, but he didn't have enough money to buy a mototaxi so he's had to rent one. He works 10 hours a day, more or less, and, on average, carries 40 passengers. He has a reliable base of customers because he provides a good service and treats everyone with respect and good cheer. Luis is grateful to you and other Kiva lenders because your loans will make it possible for him to improve his house. He wants to add a second bathroom and build a wall to enclose his patio. The investment will make the house safer and more comfortable for him and his family. For the future, he wants to buy a mototaxi of his own so that he can grow his business and, in turn, his income.
Por iniciativa propia y gracias al apoyo de su madre, Luis trabaja como chofer de una mototaxi, él no cuenta con una movilidad propia, motivo por el cual tiene que arrendar una mototaxi para realizar su labor, él trabaja un aproximado de 10 horas diarias, en las cuales puede atender un promedio de 40 cliente; Luis cuenta con buena afluencia de clientes debido a su buen servicio y al trato amable y respetuoso que ofrece a sus clientes.
Luis se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de sus vivienda, él desea poder construir el segundo baño de su casa, así como levantar una pared para terminar de cercar su patio; de esta manera Luis espera poder brindar mayor seguridad y comodidad a su familia y en poco tiempo espera poder adquirir una mototaxi propia para seguir trabajando y luchando por salir adelante.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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