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Update on Vita

Vita is asking for a loan to purchase men's summer t-shirts. Because of her last loan Vita was able to purchase more clothes for sale and increased her profits. Vitas says that "microcredit help her stimulate inventory turnover and purchasing activity", which results in additional profits. This is very important to her as Vita is a widow and her business is the sole source of income for the family. Vita is grateful to everybody who is participating in her business and life by contributing to the microcredit.
View original language description ↓
Вита просит предоставить ей кредит для закупки летних мужских футболок. Благодаря предыдущму кредиту Вита смогла закупить больше товара и увелиичить свою прибыль. Вита говорит, что "микрокредиты помогают ей стимулировать товарооборот и закупочную деятельность", а в результате увеличивают прибыль. Это особенно актуально, т.к. Вита вдова и ее бизнес - единственный источник дохода. Вита благодарит всех, кто участвует в ее бизнесе и жизни посредством микрокредитования.

Previous Loan Details

Vita is a small entrepreneur from Zaporozhye. She is married. Vita sells women’s and men’s clothing in the central city market called “Yubileynyi”. She started this business 11 years ago. Presently, she has about 50,000 Grivnas in inventory. Her monthly turnover is 25,000 Grivnas, and her curre... More from Vita's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vita to purchase men's summer t-shirts.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 30, 2012
Jul 14, 2012
Currency Exchange Loss:
Jan 15, 2013