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Luciano Eduardo
Luciano Eduardo is 55 years old, he lives in a common-law marriage with his partner, he has 3 children and they all live together in Ventanas, in the Los Ríos province.

He is a member of the Communal Bank Lucha y Progreso (Fight to Progress) whose members are farmers and all live in the Progreso Community where most of them grew up.

Luciano Eduardo is a farmer and he grows corn. He is requesting a loan to buy seeds, urea, manure and fertilizers. Thanks to the loan he will succeed in buying everything he needs for his crops.

He buys his supplies and sells in Ventanas. He dreams of succeeding in buying some land to grow more corn. He likes travelling in his free time.
View original language description ↓
LUCIANO EDUARDO tiene 55 años de edad de estado civil unión libre tiene 3 hijos, vive con la esposa y con los hijos en Ventanas provincia de los Ríos.

Es integrante de la VRC LUCHA Y PROGRESO, sus miembros se dedican a la agricultura todos viven en el sector del recinto el Progreso prácticamente se han criado en esa zona.

LUCIANO EDUARDO se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar semillas, urea, abono orgánico y quiímico. Con la ayuda del crédito podrá comprar lo necesario para los cultivos.

Las compras y las ventas lo hace en Ventanas. El sueño es poder comprar terreno para sembrar más. En el tiempo libre le gusta viajar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luciano Eduardo to buy seeds, urea, manure and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 14, 2012
Jun 27, 2012
Currency Exchange Loss:
Jan 15, 2013