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This is 38 year old Regina. She is married and has 4 children, aged 21, 14, 13 and 10yrs. In 1995, Regina established her Palm Oil and Charcoal business. She began her business because she wanted to be self-reliant and, moreover, to assist her husband in taking care of the family. Working 7 days a week and 11 hours a day, she earns about SLL 800,000 every month from this business. She would like a loan in the amount of SLL 3,000,000. She requires a loan in order to buy more gallons of palm oil and more bags of coal to satisfiy the customers' requests. In the future, she plans to help her husband to build their own house and improve on the business. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,360.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Regina to buy more gallons of palm oil and more bags of coal to always satisfy customers' requests.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 27, 2012
Currency Exchange Loss:
Jan 17, 2014