A loan of $500 helped to buy a freezer and ingredients to make juice.

Fatoumata's story

Fatoumata is 64 years of age, married, and a mother to eight children. She lives in a traditional family with her husband and children among various other households in the Sokala neighborhood (located in the fourth-largest administrative region in the Republic of Mali).

Fatoumata did not go to school, as her parents did not let her because they thought that it would mean they would lose their daughter. She therefore started working in small-scale retail with her mother, who sold “cotonnades” (traditional wrap-around clothing). After several years at her mother’s side, she had learned the skill of retail. She ended up working alone making fruit juice and food-grade ice. She has worked in this business for 19 years, and is well-known with a great reputation. She constantly receives orders for large ceremonies (weddings, baptisms, etc.).

To make her juice Fatoumata uses sugar, ginger and tamarind (an exotic fruit) squeezed together, along with sachets of vanilla sugar and juice powders (banana and orange). She mixes these ingredients with three liters of water to get just the right taste. She puts this drink into carefully washed containers, which are then placed in a refrigerator to cool.

To buy a new refrigerator so that she can meet customer demand, Fatoumata has requested a new loan. She has been with the institution for 60 months, and has had four group loans and three individual loans, all successfully repaid. This is her fourth individual loan, which she plans to use to buy a freezer and the raw materials she needs to make her juice. She gets this equipment and supplies in the area where she works.

Fatoumata sells on a cash and credit basis, and her customer base is both male and female. She hopes to make a monthly profit of 150,000 francs CFA, which she will use to repay her loan, pay her electricity bills and help her husband to provide for the family.

Translator profile picture

Translated from French by Kiva volunteer Paul Lambert

Loan details

Lenders and lending teams

Loan details