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Happy Friends Development Group
In this Group: Joselyn, Semu, Eliab, Dennis , Ambassador, Juliana, Maria, Annet
Charles, a member of the group, is predominantly an agriculturalist who does retail farming in the Wakiso district. He is married with five children.

He decided to go into farming because there is market from the town dwellers who depend on market food. He also had no formal education to help him find a job, nor did he have capital to begin business.

He apparently hires the land on which he does the farming and his dream is to buy his own piece of land to maximize profits. He believs he will be able to purchase the land from the profits and the loan.

His major challenge is the unpredictable weather conditions which affect the crops in case of heavy rains or severe sun shine in addition to fluctuating market prices.

Charles is a very hard working and shrewd man.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 197
    View loans »
    Uganda Loans Fundraising
  • $32,706,950
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Happy Friends Development Group's $1,350 loan helped a member to buy seeds and hire labour.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 5, 2012
Currency Exchange Loss:
Nov 15, 2012