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Demesia is a 35 year old woman who lives in the city of Nazca with her 4 children. Sadly, for a variety of reasons, she separated from her husband, and since then she has acted as both father and mother to her children. Demesia always has been a very hardworking and persevering person, whose dream is to be able to get her children ahead in life and to achieve for them a better quality of life. Because of her need to work and to cover her own expenses, she was only able to finish her secondary school studies, but she would have liked to be able to study for a professional career. In her free time, she likes to take a little time to read, and sometimes she makes delicious traditionally cooked beans to share with her brats.

On her own iniciative, and with great effort and enthusiasm, Demesia began her small business of fashionable clothing sales. She does her work walking the streets and through the markets of her city, giving about ten hours a day to her business. Demesia believes her business is going well because she receives a good reception due to her clothing selection and the good treatment that she offers to her customers.

Demesia is very thankful to the lenders at Kiva, since thanks to the help she has been given, she will be able to buy merchandise like sweaters, pants, polo shirts, sweatshirts, jackets, etc. In this way, Demesia will have her business better stocked with clothing items for the current season, and she will be able to increase her sales and her income, with which she wants to begin saving the money necessary to rent a location for a clothing store of her own.
View original language description ↓
Demesia es una mujer de 35 años, vive en la ciudad de Nazca con sus 4 hijos, lamentablemente por diversas circunstancias se separó de su pareja, desde entonces ella es padre y madre para sus hijos; Demesia siempre ha sido una persona muy trabajadora y perseverante, cuyo sueño es poder sacar adelante a sus hijos y lograr q ellos tengan una mejor calidad de vida; por la necesidad de trabajar y solventar sus gastos sólo pudo culminar sus estudios secundarios pero le hubiera gustado poder estudiar una carrera profesional; en sus ratos libres le gusta dedicar un poco de tiempo a la lectura y en algunas ocasiones prepara unos riquísimos Frejoles con Seco para compartir con sus engreídos.
Por iniciativa propia y con mucho empeño y entusiasmo, Demesia puso en marcha su pequeño negocio de venta de ropa de manera, ella realiza su labor de manera ambulatoria recorriendo las calles y mercados de su ciudad, dedica a su negocio un aproximado de 10 horas diarias, Demesia cree que su negocio marcha bien debido a que tiene buena acogida por las prendas y buen trato que ofrece a sus clientes.
Demesia se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como chompas, pantalones, polos, buzos, casacas, etc; de esta manera Demesia tendrá su negocio mejora abastecido con prendas de vestir de acuerdo a la estación y podrá incrementar sus ventas e ingresos económicos, con los cuales desea ahorrar el dinero necesario para poder adquirir un puesto de ventas propio.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Demesia to buy merchandise, like sweaters, pants, polo shirts, sweatshirts, jackets, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 26, 2012
Currency Exchange Loss:
Jul 17, 2013