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Sugey is 32 years old and lives with her siblings and her stepfather. She is a hardworking and responsible person who has set clear goals for herself. Faced with the death of her mother, she has taken on responsibility for her younger brother’s education. It is her way of supporting her stepfather, who works during the day in retail. At night the family runs a business selling fast food.

This entrepreneur is independent. She has her retail business selling perfumes and clothing; she also runs an office where she accepts payments for services and reloads credit onto cell phones. Her dream is to strengthen and grow her business and to distribute her products throughout the Puntarenas area.

She started in retail with a loan from the business Cruz de Amor, which recommends her as an excellent salesperson. As she has acquired capital she has maintained her business. She has diversified her business activity since the death of her mother. Her aunt has helped her and she has succeeded in growing her clientele. She is also recommended by one of the members of the Banco Mujer Creciendo Juntas (the women's bank "Growing Together"); the members of the group buy goods from Sugey.

Sugey’s business boasts a steady and stable client base. She recovers her costs in the clothing and perfume sales weekly, and recovers her costs with the payment of services business daily. Her profitability has allowed her to contribute more to the support of her family. She is pleased to support the education of her stepbrother and is looking for a way to further diversify her business activity and offer additional services that will generate income for her family.

Sugey is applying for this loan with very good references. Her business has allowed her to contribute to the family after the loss of her mother. Her neighbors and family recognize her efforts.
View original language description ↓

Sugey tiene 32 años y vive con sus hermanos y su padrastro, Se presenta como una persona trabajadora, responsable y con metas trazadas, ante la muerte de su madre, ella se ha responsabilizado por la educación de su hermano menor, apoyando así a su padrastro quien trabaja de día en el comercio y en la noche se dedican a atender un negocio, que es una venta de comidas rápidas.

La clienta es independiente y tiene su negocio de comercio vendiendo perfumes, ropa y además administra una oficina de pago de servicios y recarga de celulares. Su sueño es fortalecer su negocio, crecer y tener distribución de productos por toda la zona de Puntarenas.

Inició en el comercio con un préstamo de la empresa Cruz de Amor (quien la recomienda como una excelente vendedora), al ir adquiriendo capital ha mantenido su negocio y diversificando sus actividades, después de la muerte de su madre, su tía le ha apoyado y ha aumentado su clientela en la zona. También es recomendada por una de las integrantes del Banco Mujer Creciendo Juntas quienes le compran artículos a Sugey.

La actividad cuenta con una clientela fija, tiene recuperación semanal en lo que respecta a la ropa y perfumes, y diaria con el pago de servicios, que le ha venido a contribuir más para el apoyo a la familia.

Apoya a su familia (educación de hermanastro) y busca la forma de diversificar y ofrecer otros servicios que le generen ingresos para el núcleo familiar.

La solicitante presenta muy buenas referencias, su negocio le permite apoyar a su familia, después del fallecimiento de su madre. Los vecinos y familiares reconocen su esfuerzo.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,816,325
    Funds lent in using Kiva
  • 499.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Sugey to buy perfume, clothing and other personal products to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 6, 2012
Currency Exchange Loss:
Jan 18, 2014