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Carolyn is 36 years old and lives in the town of Kasubi in the Kampala east region of Uganda. She is married and has four children who are all currently in school. For the past five years, Carolyn has been working hard to manage her small business, which sells electronic items like energy saver bulbs.

To help expand her business, Carolyn has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more electrical items like bulbs for resale, and will help Carolyn to generate greater profits and manage to build her residential house. Carolyn hopes that in the future she will be able to open up a wholesale electrical shop.

Carolyn is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Carolyn who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,608,925
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Carolyn to buy more electrical items like bulbs for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jun 27, 2012
Currency Exchange Loss:
Jul 24, 2013