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Janvier was born in Rwanda and is 30 years of age. He is married with five children aged from 9 months to 9 years, and two of his children go to school. He himself has five years of primary school education.

Janvier is a retailer, and this is his first loan with ACB. He plans to use his loan to buy 40 liters of oil, five bags of corn flour, three bags of rice, 25 kilos of sugar, bicycle spare parts, two doors and three windows for his store.

To increase his business he plans to request other loans and increase the products he sells. Over the coming years he would like to become a wholesaler and trade outside of Rwanda. Janvier plans to use his profits to complete his home and pay for his children’s education.
View original language description ↓
Janvier est né au Rwanda et il a 30 ans, il est marie avec 5 enfants de 9 mois à 9 ans, dont 2 enfants scolarises. Son niveau d’éducation est de 5 ans de primaire.
Janvier est commerçant. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter 40 l d’huile, 5 sacs de farine de maïs, 3 sacs du riz, 25kgs du sucre, acheter les pièces de rechange de vélos, 2 portes et 3 fenêtres pour son commerce.
Pour faire croitre son commerce il planifie de solliciter d’autres crédit pour son commerce et augmenter les produits à vendre. Dans les prochaines années, il voudrait être grossiste et faire le commerce en dehors du pays . Avec les profits, il prévoit de faire le finissage de sa maison d’habitation et payer les frais scolaire de ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 600.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Janvier to buy 40 liters of oil, five bags of corn flour, three bags of rice, 25 kilos of sugar, bicycle spare parts, two doors and three windows for his store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jun 29, 2012
Currency Exchange Loss:
Apr 18, 2013