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73-Las Orquideas.p. Group
In this Group: Martha, Estefania, Martha, Yermilin, Miguel, Tania Isabel, Cristina Maribel, Anibal, Milly Lizze
The Communal Bank “73-Las Orquideas.P” consists of nine members, seven women and two men. The president of the Communal Bank is Sra. Tania, who lives in the District of Los Chacos. In the photograph, Tania is wearing a sweater with black and white stripes, black pants, and black sandals. She is the second person standing, starting on the right side.

Sra. Tania is 31 years old and has two children, ages 5 and 7, both of whom are of in school. She sells food from a vending stall located in the same district where she lives. This loan is her second cycle with Emprender. Sra. Tania will use the money to buy supplies in bulk such as potatoes, rice, noodles, and oil for preparing her dishes. The loan will also increase her operating capital. Her reason for requesting this loan is so that she can continue improving her business. By utilizing the benefits of this loan, Sra. Tania will be able to continue buying supplies and improving her income. Her wish for her business is to open a restaurant where her customers can be more comfortable. Sra. Tania is a hardworking person who is happy with the opportunity that has been provided to her and her fellow group members. Some of them have sole responsibility for supporting their families.

View original language description ↓
El Banco de emprendimiento 73-LAS ORQUIDEAS.P., está compuesto por nueve integrantes siete mujeres y dos varónes, la presidenta del banco es la Sra. Tania vive por la zona de Los Chacos, La presidenta del banco en la foto esta con chompa blanca con líneas negras., pantalón negro y sandalias negras. Es la segunda comenzando por el lado derecho, ella tiene 31 años y dos hijos de las edades de 5 y 7 años, todos ellos en edad escolar, La Sra. Tania se dedica a la venta de comida en su puesto de venta que se encuentra en la misma zona donde vive, este préstamo es su segunda secuencia dentro de la institución, la Sra. Tania va a usar este préstamo para compra de insumos por mayor como papa, arroz, fideo y aceite para la elaboración de sus comidas y así de esta manera incrementar su capital de trabajo, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Tania va a utilizar los beneficios para seguir comprando insumos y así mejorando sus ingresos, su deseo para su negocio es tener un restaurante y así brindar mayor comodidad a su clientela. La Sra. tania es una persona muy trabajadora se siente feliz por la oportunidad brindada a ella y a sus compañeras de grupo ya que en algunos casos mantienen solas a sus familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,229,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 73-Las Orquideas.p. Group's $4,325 loan helped a member to buy supplies for preparing her dishes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 26, 2012
Jun 27, 2012
Currency Exchange Loss:
Jan 15, 2013