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Fuerza 2008 Group
In this Group: Felicitas, Lila Yan, Juliana, Manuel David*, Claudia Andrea, Rosa, Emperatriz*, Nazaria, Ruth Maribel, Antonio, Franklin , Maria Belen , Alvaro , Gisel Rossana, Carina, Ggina Denisse
* not pictured

Update on Fuerza 2008 Group

These members belong to the communal bank "FUERZA 2008", which is located in the district, province and department of Cusco.

Mrs. Felicitas, one of the members, is 43, has three children and runs a hardware business selling paints, nails, hammers and other construction materials. She works from 8:00 a.m. to 7:00 p.m. and through her work wants to make a good living. Her goal is to expand and improve her hardware business. She is requesting a loan to buy nails, paints, hammers and other tools, wholesale.

The other members are in businesses such as refreshment sales, sweets sales, grocery store, taxi service and Internet services.

The member is grateful to everyone who is involved in helping her meet her goal, and she is committed to paying back the loan on time.

The individual photographs are of members who could not get off work for the group picture.
View original language description ↓
Los socios pertenecen al banco comunal “FUERZA 2008”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Felicitas ella es soltera y tiene 43 años y tiene 3 hijos; La socia trabaja con su negocio de ferretería, ella vende pinturas, clavos, martillos entre otros materiales para construccion, la socia trabaja desde las 8:00 a.m hasta las 7:00 p.m, por medio de este negocio la socia quiere salir adelante, el sueño de la socia es ampliar y mejorar el negocio de ferretería. La socia solicita el préstamo para comprar clavos, pinturas, martillos y herramientas al por mayor.
Los socios que estan pegados a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de refrigerios, negocio de venta de golosinas, negocio de tienda de abarrotes y negocio de servicio de taxi y negocio de internet.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The village bank "Fuerza 2008" has been functioning for 2 1/2 years now and is made up of women and men. The members are hardworking and enterprising and are always looking for opportunities to move forward and with their daily efforts to give their children a better future. The bank meets ever... More from Fuerza 2008 Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Fuerza 2008 Group's $5,450 loan helped a member to buy nails, paint, hammers and tools, wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jun 26, 2012
Currency Exchange Loss:
Nov 15, 2012