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José Leonel

Update on José Leonel

Sr. José is 29 years old, married, and has a seven-month-old child. He resides in the community of Cofradía in the town of San Pedro Sula, Cortés.

Don José worked at a paint and body shop. Using his experience, he decided more than two years ago to generate his own income and open a repair shop where he provides good service and attention to his customers.

He is requesting a second loan from ODEF and Kiva in the amount of 15,000 HNL. José is very grateful for his previous loan, which helped him achieve financial stability and develop this business on behalf of his family. With this loan, he will buy waterproof coating, paint, masking tape, thinners, and other supplies so that he can improve his paint and body jobs. He will continue his dream of growing his business and providing good service so that he can turn it into a large automotive service company.

View original language description ↓
El Señor José tiene 29 años de edad, está casado tiene 1 hijo de 7 meses, reside en la comunidad de Cofradía en el Municipio de San Pedro Sula, Cortés. Don José trabajaba en un taller de enderezado y pintura de Vehículos, con esa experiencia decidió hace más de 2 años por iniciativa propia y con sus propios ingresos instalar su propio taller brindando buen servicio y atención a sus clientes. Esta solicitando un segundo préstamo a ODEF y a KIVA por 15,000.00 Lempiras, está muy agradecido por el préstamo anterior el cual le ayudo a la estabilidad económica y desarrollo del negocio y de su familia. Con este préstamo va comprar materia prima como ser: flex gliden, pintura Robin, maskin tape, tiner etc. Para realizar mejor el trabajo de enderezado y pintura de los vehículos. El continúa con su sueño de hacer crecer el negocio brindando un buen servicio para llegar a ser una empresa grande en servicio automotriz.

Previous Loan Details

José, age 29, is married and has a three month old child. He lives in the Cofradía community in the San Pedro Sula municipality, Cortés. José used to work in a paint and body shop. Two years ago, through his own initiative and his own earnings, he set up his own workshop providing good servi... More from José Leonel's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,870,800
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped José Leonel to buy waterproof coating, paint, masking tape, thinners, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 27, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for José Leonel. It was first posted on Kiva on Feb, 2012. Learn More