A loan of $1,225 helped to purchase fertilizers and pay agricultural workers.


Evgenia's story

Evgenia is 29 years old. She is married and comes from Kareli District. Evgenia lives with her family, husband, parents-in-law, and two children (6 and 7 years old). The younger child goes to kindergarten and the elder studies in the village school. The other family members earn their living through the agricultural business. They run a small dairy farm with 3 milk cows. They produce dairy food, cheese, and curds and sell them in the village. They family owns 2 hectares of land as well. Part of the land is used for vegetables; they grow tomatoes and cabbage there. On the rest of the land they have an orchard, where appletrees and plum trees are grown. Evgenia and her husband sell their harvested product in nearby villages from their own truck. The total average monthly income of the family is 1,000 Lari. Evgenia borrowed her first loan in 2011. She bought fertilizers and cultivated the agricultural land. She repaid the loan according the schedule. Evgenia requests a loan for her agricultural land again. Evgenia and her husband will work hard during the spring and summer seasons to get a good harvest. They will purchase fertilizers and hire workers. They will cultivate and fertilize the land. After the seasonal work is properly done they hope to get a good harvest, which will be sold for a good price. This will increase the sales. With increased income they will be able to repair the house, because the existing one is an old and uncomfortable. As a result of the above mentioned activities the family will be able to spend their evenings after hardworking days in a more comfortable environment.



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