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Maia is 35 years old. She is from Kareli District and lives with her family, husband Zviad and two children (13 and 16 years old). Both of the children go to the local school. The family runs agricultural activities. They have 1 hectare of land, where they grow cabbage, potatoes and apples. They sell harvested products in nearby villages from their own truck. Zviad also has BMW vehicle and provides taxi services to the local population. Zviad gets a service fee for the work. Maia is the agricultural worker; she helps local farmers in agricultural activities and gets 20 Lari for one day. They work hard, but still don’t have enough income to set aside some savings to improve living conditions of the family. Their total average monthly income is 800 Lari.

Maia requested a loan for purchasing fertilizers and to pay for workers. She will hire workers, which will help her in farming. After cultivation and fertilization of the land, Maia will be able to sow more vegetables and fruits there. Thus, she will get more agricultural products. Maia and Zviad will sell more products from their own truck in nearby villages. This will increase the sales. With increased profits they will be able to spend more on the family’s daily needs. The above mentioned living conditions of the family will improve.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Maia to purchase fertilizers and pay for workers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Jun 26, 2012
Currency Exchange Loss:
Mar 15, 2013