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Bacha is forty-four and married with two school-aged children. She works at the Akh-Su village school to earn additional income for her family. She raises crops and livestock, a business she started with 10,000KGS in capital. Thanks to perseverance and hard work she got the business going and now has two cows with calves and a monthly income of 5,000KGS. To expand her business, Bacha turned to Bai-Tushum and Partners for a loan of 40,000KGS to buy more cows to fatten up. She plans to use the income from her loan to grow the business and to buy the family a car in the future.
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Бача 44 года, замужем, имеет 2 детей - школьников. Бача работает в школе села Ак-Суу и в качестве дополнительного источника дохода для своей семьи, занимается животноводством и полеводством, начав этот бизнес со стартовой суммой в 10,000 сом (KGS). Благодаря настойчивости и упорному труду, Бача сумела развить свой бизнес с хозяйством, насчитывающим 2 коров с приплодом и ежемесячным доходом около 5,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Бача обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку дополнительных голов скот для откорма. Доходы от кредита Бача планирует вложить в развитие бизнеса, а в будущем мечтает купить машину для семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Bacha to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 25, 2012
Currency Exchange Loss:
Dec 18, 2012