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Koshbu is the leader of the "Ilim-2" group. She's forty-three, married, and has four children. In the year 2000 she was in search of income for her family, so she started her agriculture and livestock business with starting capital of 3000KGS. Thanks to persistence and dogged hard work, Koshbu managed to develop her business, which now includes three cows and twenty head of small livestock, earning an income of nearly 4000KGS. To further grow her business, Koshbu turned to "Bai-Tushum and Partners" for a loan of 90,000KGS to purchase more cattle. She plans to use income from the loan to expand her business even more.
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Кошбу – лидер группы «Илим - 2», ей 43 года, замужем, воспитывает 4 детей. В 2000 году, в поисках источника дохода для своей семьи, Кошбу начала свой бизнес в животноводстве и полеводстве со стартовой суммой в 3,000 сом (KGS). Благодаря настойчивости и упорному труду, Кошбу сумела развить свой бизнес с хозяйством, насчитывающем 3 коровы и 20 голов мелкого рогатого скота и ежемесячным доходом около 4,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Кошбу обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 90,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Кошбу планирует вложить в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Koshbu to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 25, 2012
Currency Exchange Loss:
Dec 17, 2013