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Ziynat is a member of the Ilim-2 group. She is 42 years old, widowed, and is raising 3 children. In 1995, while searching for a source of income for her family, Ziynat launched her livestock and farming business with an initial investment of 4,000 som (KGS). Thanks to her persistence and hard work, Ziynat's business grew well and currently includes 1 cow and 22 goats and sheep, while monthly earnings total roughly 4,000 som (KGS).

In order to continue developing her business, Ziynat has turned to Bai Tushum & Partners for a loan of 60,000 som (KGS) to purchase additional livestock. She plans to invest her profits from this loan into further expansion of her business.
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Зыйнат –участник группы «Илим - 2», ей 42 года, вдова, воспитывает 3 детей. В 1995 году, в поисках источника дохода для своей семьи, Зыйнат начала свой бизнес в животноводстве и полеводстве со стартовой суммой в 4,000 сом (KGS). Благодаря настойчивости и упорному труду, Зыйнат сумела развить свой бизнес с хозяйством, насчитывающем 1 корову и 22 головы мелкого рогатого скота и ежемесячным доходом около 4,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Зыйнат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Зыйнат планирует вложить в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ziynat to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 25, 2012
Currency Exchange Loss:
Dec 17, 2013