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Rakhat is 30 years old, widowed, and is raising 2 children who are 6 and 4 years of age. In 2008, while looking for a source of income for her family, Rakhat started her own business in hat sales with an initial investment of 5,000 som (KGS). Thanks to her persistence and hard work, she was able to expand her business so that it now earns roughly 10,000 som (KGS) per month.

Currently, the assortment of merchandise in Rakhat's shop is not very wide, and for this reason she has turned to Bai Tushum & Partners for a loan of 50,000 som (KGS) to purchase more items for children. Rakhat plans to invest her profits from this loan into further development of her business, and also to get her daughter ready to enter first grade this year.
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Рахат 30 лет, вдова, воспитывает 2 детей - 6 и 4 лет. В 2008 году, в поисках источника дохода для своей семьи, Рахат начала свой бизнес в торговле головными уборами со стартовой суммой в 5,000 сом (KGS). Благодаря настойчивости и упорному труду, Рахат сумела развить свой бизнес с ежемесячным доходом около 10,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Рахат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на закуп товаров для детей. Доходы от кредита Рахат планирует вложить в развитие бизнеса, и в этом году подготовить дочку в первый класс.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Rakhat to expand the assortment of children's hats in her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 25, 2012
Currency Exchange Loss:
Jun 17, 2013