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Nurul Hikmah 5 Group
In this Group: Asih, Uci, Parman, Puji, Dewi, Tati
Asih is the group leader of Nurul Hikmah 5 Group. She has been selling nasi uduk and fried snacks in front of her house since 2008. Her business is running smoothly and she has extra income to fulfill her family's daily basic needs.

Now she is taking a loan from VisionFund Indonesia and plans to buy kitchen tools such as a pan and plate. She also wants to have more ingredients to produce more nasi uduk and fried snacks to sell. In the future she hopes she can expand her business by having more variety in the menu. She likes to meet her customers even though she also has a competitor close to her place of business.

Other group members are opening a beauty salon and selling snacks.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 25
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 9,480.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nurul Hikmah 5 Group's $525 loan helped a member to buy cooking utensils and pay for ingredients to produce nasi uduk (Indonesian coconut rice) to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jun 29, 2012
Currency Exchange Loss:
Dec 15, 2012