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Girurukundo Group
In this Group: Emmanuel, Jean Damascene, Enos, Jerome, Jean Pierre, Eliezel, Jean Marie Vianney, Thomas, Jean Pierre, Gaston
Thomas is part of the Girurukundo group. He is 30 years of age and married with two children aged 3 and 6, one of whom is at school. He himself has two years of secondary education.

Thomas works growing potatoes. This is his first loan with ACB, and he plans to use it to buy 250 kilos of potatoes for planting and 250 kilos of fertilizers for his potato-growing business. To expand his business he plans to increase his activity by purchasing a field, as well as by requesting other loans. Over the coming years, Thomas would like to become a successful potato grower in his region. He plans to use his profits to educate and care for his children.
View original language description ↓
Thomas fait partie du groupe Girurukundo. Il a 30 ans et il est marié avec 2 enfants de 3 ans à 6 ans, dont 1 scolarisé. Son niveau d’éducation est de 2 ans de secondaire.

Thomas est agriculteur des pommes de terre. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter 250kgs des pommes de terre pour la semence, 250kgs des fertilisants pour son agriculture des pommes de terre.

Sa stratégie pour la croissance de son business est agrandir son activité en achetant un champ et solliciter d’autres crédits. Dans les prochaines années, il Voudrait être un grand cultivateur des pommes de terre dans sa région. Avec les profits, Thomas prévoit d’éduquer et soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 608.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Girurukundo Group's $1,650 loan helped a member to buy 250 kilos of potatoes for planting and 250 kilos of fertilizers for his potato-growing business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 20, 2012
Jun 27, 2012
Currency Exchange Loss:
Feb 15, 2013