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Chinh is 30 years old. She has three young children who are learning at a local kindergarten and primary school.

Chinh is a carpenter and a rice milling worker. She earns 3,900,000 VND per month.

She has participated in SEDA crediting program since 2010. During the last loan cycle, she borrowed 7,840,000 VND and repaid this loan on time.

In this loan cycle, she wants to borrow 8,736,000 VND to make furniture to sell.

Chinh hopes her business will generate get enough money to pay her children’ education fees, enlarge her carpentry studio and build her house.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 81
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,942.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Chinh to make furniture to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 31, 2012
Jul 4, 2012
Currency Exchange Loss:
Jun 17, 2013