A loan of $225 helped to buys seeds and fertilizers.


Usha's story

Usha is 29 years old. She is married and has two children ages 12 and 8. In 2000, Usha established her vegetable farming business. Working 7 days a week and 4 hours a day, she supports her family. She has already received and successfully repaid 3 loans from Patan BPW and used her most recent loan to buys seeds and fertilizers for her business. In the future, Usha plans to uplift the economic condition of her family. She thanks you for your support. Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seed and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



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