Check out some available loans that are similar to this one!
Dieu Merci Group
In this Group: Safoura, Clarice, Ebéyo, Azétou
Safoura is 55 years of age, and is married to a farmer. Despite her age, she has not slowed things down and still works selling soybeans, corn and sesame. She began selling goods in 2005 and works in Sokodé, where she also gets her supplies.

Safoura has requested her third loan from WAGES to buy merchandise. She also wants to make sure her needs are covered, as well as to make her business more prosperous. She is part of a women-only group, and the other members are specialized in the sale of charcoal, fritters, cereals and local drinks. They want to see their families get ahead, as well as to help their husbands with the household expenses.
View original language description ↓
Madame Safoura est âgée de 55ans. Elle est mariée à un cultivateur. Malgré son âge, elle ne baisse pas les bras et exerce comme activité la vente de soja, du maïs et de sésame. Elle a commencé par vendre en 2005 et exerce l’activité à SOKODE lieu ou elle s’approvisionne également. Elle sollicite son troisième crédit de WAGES pour acheter de la marchandise. Elle veut assurer ses besoins et faire prospérer son activité. C’est un groupement constitué que de femmes et les autres sont spécialisés dans la vente de charbon de bois, de beignets, des céréales et de la boisson locale. Elle veulent voir leur famille s'épanouir et aider leurs maris dans les charges du ménage.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,500
    Average annual income
  • 3
    View loans »
    Togo Loans Fundraising
  • $9,020,550
    Funds lent in using Kiva
  • 522.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dieu Merci Group's $675 loan helped a member to buy soybeans, corn, cereals and charcoal.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 27, 2012
Currency Exchange Loss:
Jun 17, 2013