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Margarita is 46 years old and lives in the municipality of San Francisco de Yojoa, Peña Blanca. She is in a civil union and has three children.

Margarita has a business selling vegetables and firewood in addition to selling products via catalog and plated jewelry. She has been at this for three years and she has established the vegetable sales in her home. She makes her catalog and plated jewelry sales door-to-door. Margarita says that she feels motivated to continue progressing and getting her business ahead in order to always support her family.

She is requesting her first loan of 21,000 lempiras to buy vegetables like cabbage, tomatoes, potatoes, plantains, onion, etc. She will use the other part to buy plated jewelry. With this investment she believes that she will increase her income and have more product to offer her customers.

Her dream is to work in her business and be financially solvent so that she does not have to rely on anyone, as well as to improve her family's quality of life.
View original language description ↓
Margarita tiene 46 años de edad, vive en el Municipio de San francisco de Yojoa, Peña Blanca, vive en unión libre y tiene 3 hijos.
Doña Margarita tiene un negocio de venta de verduras, leña, adicional vende productos por catalogo y joyas de enchape. Lleva 3 años y la venta de verdura la tiene establecido en su casa y las ventas por catalogo y el enchape las hace de manera ambulante. Doña Margarita manifiesta que se siente motivada en seguirse superando y sacar adelante su negocio para apoyar siempre a su familia.
Ella esta solicitando su primer préstamo de 21,000 lempiras para comprar verduras como, repollo, tomate, papas, plátanos, cebolla etc. Y otra parte en compra de enchape, con esta inversión piensa aumentar sus ingresos y tener mas producto que ofrecer a los clientes.
Su sueño es trabajar en su negocio y tener una solvencia económica para no depender de nadie y mejorar la calidad de vida de su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Margarita to buy vegetables like cabbage, tomatoes, onion, plantains, potatoes, as well as another to purchase plated jewelry to be able to offer more products to her customers.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jun 25, 2012
Currency Exchange Loss:
Dec 19, 2013