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Salelologa A Centre - Group 2
In this Group: Peneueta Pipi, Sesilia, Sina, Vainalepa
While SaleL., the capital village of Savaii Island, is largely semi-urbanized, its outlying areas are still agricultural. The SaleL. A Centre is located in a largely agricultural area and the people in the community still subsist on farming and vegetable gardening.

For this group, these are their first loans from SPBD. They all undertook 4 weeks of training on managing a business, maintained a savings account, and then passed a written test on the SPBD principles: business, savings, weekly meetings, payments and group guarantee. Over the next 52 weeks, they will support each other in their individual business development and to guarantee on-time payments.

Peneueta Pipi O., 36, has 5 children and is married to a taxi driver. She has over 2 years of experience in sewing and running a shop. She will use her loan to purchase a sewing machine, scissors, petrol, needles, material, and thread. At her shop, she will sell t-shirts, puletasis (dresses), and snacks.

Sesilia T., 30, is married with 3 children. She has over 5 years experience running a pig farm. With her loan, she will purchase 6 pigs, a fence, and pig feed. She hopes to earn 150 Tala (~60 USD) net cash flow per week.

Sina N., 51, is widowed and has 5 children. She sells assorted goods at the SaleL. market 6 days per week. With her loan, she will purchase sugar, rice, flour, potatoes, cabbage, dishes, and bowls.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Samoa

  • $5,200
    Average annual income
  • 12
    View loans »
    Samoa Loans Fundraising
  • $8,121,500
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A portion of Salelologa A Centre - Group 2's $800 loan helped a member purchase a sewing machine, scissors, needles, material, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2008
May 3, 2008
Currency Exchange Loss:
Jun 24, 2009